These are uncertain and often frightening times for many people. While none of my clients have thus far suffered any major emotional setbacks, the holidays are quickly approaching and I expect to see more depression and anxiety. Since money is very tight and many have lost their homes and/or jobs, while others now have extended family living with them, this holiday season will be more of a challenge than most of us are comfortable dealing with.
How will you cope with the upcoming season?
Here are a few tips to inspire further thought and planning:












